Acquiring orchestration on a different level

Build your acquiring offering from onboarding to transaction routing and settlement management, everything you need to scale over the competition.

Schedule a demo See pricing

Approval rate

Acme

93.8%

last 14 days

01Onboard · rules engine

NW

Northwind Ltd

Form: iGaming EU

IncorporationLicenceBank letter

ORE risk score71 / 100

2 MIDs · fee template setLive

Fee templateiGaming

ProcessingIC++ 0.6%

Chargeback€25

Rolling reserve10% · 180d

02Route & cascade · orchestration console

Routing engine

Acme · EUR rule set

Live

Visa •••• 4242

DE · Acme · 3DS2

€249.00

RuleEURBIN 424242Country DE< €500Cascade A → B → C

Acquirer A · MID 4410

Declineddo not honour

Acquirer B · MID 7721

Approvedretry · frictionless

Acquirer C · MID 1083

Standbynot needed

14:02:11Lumen · Mastercard€1,200.00via A

14:02:09Northwind · Visa€86.50B · retry

14:02:06Acme · Open Banking€410.00via C

Per-merchant rules · no-coderouted today

Risk checkPass

BIN country matchDE

Merchant thresholdsOK

3DS2 SCA exemptionTRA

03Settle · weekly, T+7

Settlement statement

Acme · 1–15 Oct

Captured€128,400

Interchange++−€2,568

3DS + chargebacks−€416

Reserve 10%−€12,840

Wire cost−€15

Net payout€112,561

Wired to Acme

22 Oct · statement PDF

PCI DSS Level 1GDPR-alignedEU-only hosting3DS2

500+integrations

700+payment methods

EU · US · LATAM · APACglobal reach

Level 1PCI DSS certified

3 daysto go live

With 500+ integrations and 700+ payment methods - accept payments globally.

Features

Orchestrate everything, from onboarding to settlement

Everything you need in order to manage your Payment Service Provider.

From Local to Global

Global reach with 500+ integrations and 700+ payment methods across EU, US, LATAM and APAC.

Customize your onboarding

Build your custom forms and flows and let our rules engine assign the right form for your merchants.

Enrich Data with Context

Processing transactions is one thing, making smart decisions based on the data points in them is key.

Risk Management

Analyse transactions and make smart decisions to protect your accounts and merchants.

Privacy Compliance

Stay on top of your data: our PCI DSS Level 1 platform is GDPR-aligned and here to help.

Third-Party Management

Orchestrating payments is one thing; let us orchestrate everything else for your business too.

Build a strong Payments Brand

Building a payments brand is a combination of connectors, simplicity and a lot of value-added services.

Schedule a demo Check out our pricing

1Merchant signs up on the right formPer landing page

NW

Northwind Ltd

Form: iGaming EU · 3 documents required

2 / 3 docs

IncorporationLicenceBank letter

2Rules engine scores and configures

Risk scoreORE rule set v471 / 100

Fee templateAssignediGaming

Routing2 MIDsReady

3Sales, support and ops in one queue

12Applications

5Support emails

8Tasks

3Orders

Your Gateway, Cashier and CRM combined

Manage all of your internal processes in one management system. Control is key, seeing all data points across all channels, from Sales, Support, Marketing.

Dynamic Application Forms
When signing up merchants there is never a "one size fits all" application form. Build as many forms as needed and assign each form to the relevant flow or landing page.Each form includes not just the visible or mandatory fields but also the supported documents required during onboarding.
Onboarding Rules Engine
Our Onboarding Rules Engine (ORE) will allow you to automate multiple elements of your business, from template based configurations, scoring your merchants activity.Combine the Rules Engine with our Dynamic Application Form to build the ultimate onboarding flow.
Order Management System
Order Management System is not just for Marketplaces, give your merchants the added value by controlling additional steps of the value chain - OMS allows you to split payments, track shipping and many more tools that will help your merchants convert.
Support Emails
Keeping track of merchants request is never easy, track email request and "file" them under the merchant's profile, respond and assign email to account managers and more.
Task Management
Open "Tasks" to your staff and assign them to Merchants, Transactions, Wires and more.Tasks will also allow you to communicate with your merchants during the charge dispute process.
File Archive
Supporting documents are key to many flows in the system, from account onboarding, transaction disputes, payout requests and other money movement related actions.Control files uploaded to each interactions and take the relevant actions such as uploading to KYC/KYB providers, analyse the contents and more.

1Pick a fee template per merchant

Starter2.9% + €0.30

GrowthIC++ 0.6%

iGaming4.5% + €0.40

2Every fee is calculatedLumen · October

ProcessingInterchange++-€3,412

Chargebacks4 × €25-€100

Affiliate splitPartner A · 20%-€682

Rolling reserve10% · 180 days-€9,840

3The merchant sees exactly why

Net settlement

€84,366.00

Statement PDF

Unlock Financial control for your Payments Operations.

Being a Payment Service Provider is not just about payment processing - It's all about transparency with your clients and simplifying the settlement process.

Fee calculation

Calculate every type of fee structure, from interchange-based pricing and more.

Rolling Reserve

Calculate your rolling reserve Hold and Release schedules and make it easier to keep track.

Chargeback Resolution

Chargeback Resolution is a costly process and we give you the tools to price it accordingly.

Affiliate Splits

Work with your affiliates and keep track of the splits with each and every one of them.

1Merchant sets the event details

Event

Summer Gala

Date

12 Jul 2026

Seats

240

2Dynamic amounts, custom pricing

€35Standard

€60Premium

€120VIP

OtherDonation

3Pays on the hosted pagePCI DSS Level 1

•••• •••• •••• 4242

09/28

Pay €60.00

CardApple PayOpen BankingCrypto

01.

Take advantage of the most advanced Cashier system

With the growing competition you need to give your merchants the edge they need, give them a flexible cashier system with Dynamic amounts, Custom Pricing, Event Details and more. Our Hosted Page will give your merchant the flexibility they need along with the security they need under our PCI DSS Level 1 certification.

1Choose the tracking level

MerchantWhole account

MIDPer terminal

Brand codeTraffic source

2Volume is attributed to partnersThis month

PSPartner PSPMID 40021€412,800

AFAffiliate networkBrand ACM-07€96,300

INInfluencerBrand LUM-22€18,450

3Rev share settled on time

Rev share due · 1 Nov

€7,932.40

Scheduled

02.

Work with PSPs, Affiliates and Influencers

To grow the business you need partners and to keep your partners happy you need a tracking system that will give them the info they need and the tools to build a successful partnership. Track your traffic on a Merchant Level, MID Level or Brand code level - Each level will allow you to calculate the rev share for your partners and settle on a timely fashion.

1Upload provider files

acquirer_A_1024.csvParsed

psp_B_settlement.xlsxParsed

2Every transaction is matched

Matched99.4%

24,966 matched149 to review

3Summary report for finance

Gross

€2.41M

Provider fees

€38,120

Difference

€412.60

03.

Reconciliation is the key to success

Working with multiple providers is the key to growing the business but keeping track of the "Cash" is a complicated task, Leverage our Reconciliation engine to match all transactions from all providers and prepare your settlements. Each uploaded Reconciliation file gets analysed and generate a summary report for the transactions included in the report to simplify the process for your financial officers.

1Sales and fees tracked per merchant

Acme · captured volume

€128,400

1–15 Oct · 3,812 transactions

2All settlement fees applied

Interchange++-€2,568

3DS + chargeback fees-€416

Rolling reserve 10%-€12,840

Wire cost-€15

3Paid on your scheduleWeekly · T+7

Net payout €112,561

Wire to Acme · 22 Oct

Sent

04.

The Financial Engine you need to manage your settlements

As a PSP/Acquirer or a Merchant Of Record you need to be able to track the sales and fees of your merchants and affiliate and to be able to calculate the rolling reserve - Let our Financial Engine help you build the settlement schedule you need. Calculate all settlement fees, from interchange-based pricing to rolling reserve, 3DS, chargeback fees and wire costs - everything is taken into account in our settlement engine.

Pricing

Simple, scalable pricing.

Professional

$1,000 per month minimum

$5,000 setup

5 included connectors
10,000 included transactions
Full access to all interfaces
Affiliate and customer management
Banking portal and 24/7 support

Unlimited

$2,000 per month minimum

$5,000 setup

Unlimited connectors
20,000 included transactions
Full access to all interfaces
Multi-brand on one instance
Priority commercial terms

Prices exclude any applicable taxes.

For your developers

Every payment call, documented.

The developer center carries the API reference for payment processing, integration guides for hosted pages, iframes and server to server, a payment method wizard that generates the code, signature validation tooling and response simulation for testing before you go near production.

API reference
Integration guides
Payment method wizard
Code generation
Signature validation
Response simulation
Testing sandbox

Documentation devcenter.coriunder.cloud Open the developer center

FAQ

Frequently asked questions

Everything you need to know about the product and billing.

Do you bring acquirers, or do I bring my own?

Either. Coriunder ships with 500+ pre-built integrations, and we plug in your existing acquirer or PSP contracts on top - whichever route gets you live faster.
How does cascading decide which acquirer to try next?

You define the order - by currency, BIN range, country, merchant rules or transaction value. On a decline, the engine retries the next configured acquirer automatically until success or exhaustion.
Can I run different routing logic per merchant?

Yes. Each merchant can have its own routing rules, MID assignments, fee templates and risk thresholds - configured no-code through the rules engine.
Is the platform PCI compliant?

Yes - PCI DSS Level 1 certified, GDPR-aligned, EU-only hosting. 3DS2 with full SCA exemption logic (TRA, low-value, MIT) is built in.
How long does it take to go live?

Standard onboarding takes 3 days, depending on the connectors you want enabled and your KYB documentation. Larger migrations are scoped individually.

Still have questions?

Can't find the answer you're looking for? Talk to our team.

Latest posts

Latest from insights

Interviews, tips, guides, industry best practices, and news.

How payment orchestration drives higher approval ratios

How payment orchestration drives higher approval ratios

Cascading across multiple acquirers and using rule-driven retries can lift approval ratios materially. What works, what does not, and how to measure it.

A guide to MID cascading and smart routing

A guide to MID cascading and smart routing

Each merchant holds several MIDs across acquirers. What the routing engine should weigh when it picks one, and when it should try the next.

Decline recovery: turning failed payments into completed sales

Decline recovery: turning failed payments into completed sales

A soft decline is not a lost sale. Sequencing the retry, and using Open Banking as the fallback, recovers a meaningful share of them.

Five reasons high-risk merchants choose white-label PSPs

Five reasons high-risk merchants choose white-label PSPs

Acquirer access, underwriting appetite and the operational cover that mainstream processors will not give a high-risk vertical.

Network tokens: the under-used lever for higher auth rates

Network tokens: the under-used lever for higher auth rates

A card credential issued by the network rather than by you. Higher authorisation rates and lower fraud at once, and portable across acquirers.

Building a multi-merchant payment platform: a primer

Building a multi-merchant payment platform: a primer

Routing rules, fee templates, MID assignment, KYC and risk thresholds all differ per merchant. What that means for the architecture.

PSP vs acquirer vs orchestrator: who does what in the new stack

PSP vs acquirer vs orchestrator: who does what in the new stack

The acquirer holds the scheme agreement and the risk. Everyone else is arguing about the layer above it. A plain reading of who does what.

Watch it in the product

Short walkthroughs from the admin

Video: Transaction routing

Transaction routing

Video: MID configuration

MID configuration

Video: Bulk-updating MIDs

Bulk-updating MIDs