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Crypto Wallets

Digital assets, next to the fiat.

Hold, convert and move digital assets inside the same account a customer holds their money in. Crypto balances appear beside fiat balances rather than in a separate product, and the custody provider behind them is assigned per programme.

Digital asset custody and wallet providers you can connect

One account, both kinds of money

Customers do not think of their euros and their digital assets as two relationships. Putting them in two systems is a decision you pay for in reconciliation, support and compliance.

Both

Fiat and digital, one view

Per

Programme provider

Multi

Asset support

Full

Movement history

What it does

Custody, conversion and the compliance around it

The crypto module is injected into the customer and merchant account pages rather than living somewhere else, so the balance, the history and the controls sit where the rest of the account already is.

1Open the account pageCustomer #40218
DetailsFiatDigital assetsTransactionsDocs
2Fiat and crypto side by side
Fiat · EUR€3,480.00
Digital assets3 balances
3Support answers in one screen
"Where is my conversion?"
Resolved on the account page
1 screen

In the account, not beside it

The crypto module appears on the customer and merchant account pages themselves. An operator looking at an account sees the digital asset balances in the same place as the fiat ones, which is the difference between answering a support question in one screen and three.

The wallet it sits in
1Balances per asset
AAsset A0.4120
BAsset B2.8400
SStablecoin1,150.00
2Every action is a movement
DepositConvertTransferRecorded separately
3History explains the number
09:12Deposit · Asset A+ 0.4120
10:41Convert · B → Stablecoin+ 400.00
14:05Transfer · Stablecoin out− 250.00

Multi-asset balances

Hold balances across the assets your programme supports, with deposits, conversions and transfers each recorded as their own movement. Every action leaves a history entry, so the question of how a balance got to its current number always has an answer.

How balances are recorded
1Choose what to convert
From
2.8400 · Asset B
→
To
EUR
Convert
2Value moves between formsSame account
BAsset B2.8400→0.0000
EUEUR€2,195.40→€3,480.00
3Lands in the same ledger
Platform ledgerPostedNo withdrawal

Conversion between assets

Convert between digital assets and into fiat, with the movement landing in the same ledger the rest of the platform reads. That keeps a customer moving value between forms of money inside one account rather than withdrawing from one product to fund another.

Currency conversion
1Connect a custodianPer programme
Consumer programmeCustodian A
Corporate programmeCustodian B
2New destination submitted
bc1q••••••••••••••9f2aPending review
3Approved as a beneficiaryLike a bank payout
Stored beneficiary
Not a free-text field
Approved

Built for regulated custody

Custody sits with the provider you connect, assigned per programme with its own credentials, in a regulated wallet environment. Beneficiary management applies to digital assets the same way it applies to bank payouts, so sending somewhere new is a decision rather than a text field.

Compliance posture
1Originator information
Name
J. Weber
Account
#40218
2Beneficiary informationTravels with it
LU
Lumen GmbH
Stored beneficiary
bc1q••••9f2a
3Checked by your provider
Verification providerData attached
Obligations depend on your licence and corridors

Travel rule

Infrastructure for travel rule reporting is in place against the connected verification provider, so transfers that need originator and beneficiary information can carry it. Talk to us about your specific obligations, because the answer depends on your licence and your corridors.

Identity verification
In the box

What comes with crypto wallets

Multi-asset balances

Balances per asset, held in the customer account.

Beside the fiat

Digital and fiat balances in one account view.

Conversion

Move between assets and into fiat inside the ledger.

Beneficiaries

Stored destinations rather than free-typed addresses.

Provider custody

Custody with the regulated provider you connect.

Per-programme provider

Different programmes, different custody arrangements.

Movement history

Every deposit, conversion and transfer recorded.

Travel rule support

Originator and beneficiary information where required.

For your integration

The balance layer, as an API.

The web services portal documents the calls behind the wallet: read a total, request an amount, transfer between accounts and between currencies, request a payout, and pull balance rows. The same operations your own product will make, with the request and response for each one.

  • Balance service
  • Transfers
  • Currency conversion
  • Payout requests
  • Balance rows
  • IBAN accounts
  • Prepaid cards
  • Customers
Web services webservices.coriunder.cloud Open the web services portal

Frequently asked questions

  • Do you hold the assets?

    No. Custody sits with the digital asset provider you connect, assigned per programme with its own credentials. The platform holds the balances, the account relationship and the controls around them.

  • Which providers can we use?

    The platform connects to digital asset custody and wallet providers, configured per programme. Availability depends on your licence and jurisdiction, so confirm the specific provider with our team.

  • Do customers need a separate account?

    No, and that is the point. The crypto module is injected into the existing customer and merchant account pages, so digital asset balances sit next to fiat balances in the same account.

  • Can customers convert to fiat?

    Yes. Conversion between assets and into fiat is recorded as a movement in the same ledger as everything else, so the balance history stays continuous.

  • What about the travel rule?

    The infrastructure to carry originator and beneficiary information on transfers is in place against the verification provider. What you are obliged to send depends on your licence and corridors, which is a conversation worth having early.

  • How are outbound transfers controlled?

    Through stored beneficiaries and the same approval path the rest of the platform uses, rather than by pasting an address into a box and hoping.

Still have a question?

Add digital assets without adding a second system.

We will show you how the balances sit together and what your programme needs.

Custody providers and permitted assets depend on your licence and jurisdiction. Talk to our team.