Schedule a demo

Pick a time with our team. The scheduler is provided by Calendly and sets its own cookies.

Prefer email? support@coriunder.com

We use your details to arrange your demo. Read our Privacy Policy.

Wallet

Balance Operating System Everything you need to run your banking offering.

Take control of all your providers under one management system and orchestrate your financial offering on a global scale.

Schedule a demo See pricing

Virtual IBAN providers you can connect

Everything you need is right at your fingertips

Coriunder is designed to make your work life easier and more efficient.

12

Banking partners

99%

Onboarding automation

100k+

Wallets under management

Wallet

Your Balance Management System to build your Banking offering

Manage onboarding flows and connect IBANs, prepaid cards and crypto wallets.

1Applicant fills a dynamic formFields adapt to answers
Company
Northwind Ltd
Country
Germany
Business accountPersonalStep 2 of 4
2Checks run in the background
KYC providerID + livenessPassed
Company registryHRB 18842Matched
Internal scoringRules v382 / 100
3Account opens automaticallyUnder 4 min
Northwind Ltd approved
EUR balance created · fee template assigned
Approved

Automating your Onboarding flows

Set up your dynamic application forms and orchestrate your onboarding flows - third-party provider connectivity and internal scoring run in the background.

See how onboarding works
1Onboarding data comes in
LU
Lumen GmbH
Retail · €80k / month · 30% cross-border
2Matched to a fee templateAutomatic
2.4%Retail SMB
1.6%Enterprise
2.9%Cross-border
+0.5%FX
3Fees apply to every transaction
Lumen GmbH · feesRetail SMB
Card payment €120.002.4% + €0.20€3.08
FX USD → EUR €540.00+0.5%€2.70

Smart fee assignment

Assign fees to accounts on a template-based approach. The platform analyses data submitted during onboarding and routes each merchant into the right fee structure automatically.

See fees and settlement
1Every transfer is analysedLive
DE89···4321SEPA in+€4,200OK
GB42···9087SWIFT out-€1,850Review
FR76···2210SEPA in+€820OK
2Scored against your AML policy
78
Customer risk score
Velocity, country, counterparty, amount
Low risk
3Flagged funds wait for a decision
Pay-out -€1,850 held
New beneficiary · high-risk corridor
RejectRelease

Pay-In and Pay-Out scoring

Analyse incoming and outgoing transfers to build your risk scoring. Every data point is checked against local regulations and your AML policies before funds move.

See scoring and monitoring
1Issue an IBAN on the accountYour banking provider
Acme Ltd · EUR account
DE89 3704 0044 0532 0130 00
Active
2Deposits are credited on their own
Salary paymentSEPA+3,200.00
Refund receivedSEPA Instant+84.50
Payout to beneficiaryStored-1,500.00
3Wallet and bank are one balanceNothing to reconcile
Available balance
€12,784.50
In sync

Give the balance an account number

A balance nobody can be paid into is a number in your database. Issue an IBAN against a customer or merchant account through the banking provider you choose, and money can arrive from anyone and leave to stored beneficiaries. Incoming deposits are detected and credited on their own, so the wallet and the bank account are the same balance rather than two things somebody reconciles.

See IBAN accounts
1Plug in your prepaid processorsSide by side
PP1
Processor AConnected
PP2
Processor BConnected
+
AddAny provider
2Attach a funding balance
EUR wallet
→
Card ···8821
IBAN ···4321
→
Card ···1290
3Cardholders spend from the balance
VISA
€42.90 · Northwind Café
Card •••• 8821 · debited from EUR wallet
Approved

Connect your Prepaid programme

Plug into your prepaid processor and attach a FIAT wallet or IBAN balance to any prepaid provider. The platform handles connectivity - and lets you run multiple providers side by side.

See card issuing
1Issue a crypto wallet to the user
Wallet balance
$24,810.40
BTC 0.342ETH 0.890USDT 740
2Accept payments on-chain
0x7a3F···c91B · USDT (ERC-20)+740.00
3Buy and sell via liquidity providersMultiple LPs
LP 1BTC / EUR€61,240Best
LP 2BTC / EUR€61,310Quote

The Crypto element

Issue crypto wallets to your users and accept crypto payments directly into your banking platform. Manage connectivity to multiple liquidity providers - buy, sell, transfer, and accept on-chain.

See crypto wallets
Built on the wallet

One balance, four ways to reach it

The wallet holds the money. What follows is how it gets in, how it gets out, and what the customer can do with it in between. All of it reads the same ledger, so none of it needs reconciling against the others.

Schedule a demo and learn more.

Join the Coriunder Ecosystem and gain access to a curated network of EU banking and processing partners.

Schedule a demo See pricing

One platform plan, wallet included

Wallet runs on the same Professional or Unlimited platform plan as the rest of Coriunder. See what each plan includes.

See pricing Schedule a demo
For your integration

The balance layer, as an API.

The web services portal documents the calls behind the wallet: read a total, request an amount, transfer between accounts and between currencies, request a payout, and pull balance rows. The same operations your own product will make, with the request and response for each one.

  • Balance service
  • Transfers
  • Currency conversion
  • Payout requests
  • Balance rows
  • IBAN accounts
  • Prepaid cards
  • Customers
Web services webservices.coriunder.cloud Open the web services portal

Frequently asked questions:

  • Which providers can I connect for IBANs and prepaid cards?

    The platform supports 12 banking partners across Europe, the UK, and selected non-EU jurisdictions. Provider connectivity is included on every tier - talk to us about specific providers in your region.

  • Can I run multiple prepaid issuers in parallel?

    Yes. The Balance Operating System routes card programmes across multiple issuers based on currency, geography, or product type - and reconciles balances back to your IBAN or FIAT wallet.

  • How does AML scoring work?

    Pay-in and pay-out transfers are scored against your configured AML rules and local regulatory requirements. You define risk thresholds; the platform auto-approves, queues for review, or blocks accordingly.

  • Which crypto liquidity providers do you support?

    The crypto module supports buy, sell, transfer, and acceptance flows across major liquidity venues. We can connect new providers on enterprise tier - request a list.

  • How long does onboarding take?

    Standard onboarding takes 3 days, depending on the providers you want connected and your KYB documentation. Enterprise migrations are scoped individually.

Still have a question?
Our insights

Latest posts and updates

Ready to run your banking offering on Coriunder?

View demo See pricing