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White-label payment gateway

Your own payment gateway, live in days

Run a complete payment gateway under your brand: hosted cashier, automated merchant onboarding, smart routing, risk, settlement and payouts on a PCI DSS Level 1 platform, typically live in 3 days.

Schedule a demo See pricing

Some of the acquirers and providers you can route across

Nuvei
Finaro
Silverflow
Checkout.com
Stripe
Yapily
Paysafe
Rapyd

Launch a payment brand, not a development project

What you get on day one.

8

Branded interfaces

500+

Integrations

Level 1

PCI DSS certified

3 days

To go live

Everything a payment gateway needs, under your name

A white-label payment gateway means you own the merchants, the pricing and the brand. Coriunder runs the technology, the integrations and the PCI scope.

1Checkout on your domainpay.yourbrand.com
YB
YourBrand Pay
Order #10482 · Lumen GmbH
€86.00
CardApple PayOpen banking+ local
•••• •••• •••• 4242 · 04/28
2Card data never touches your servers
Captured in Coriunder's PCI scope
Your merchants qualify for SAQ-A
Paid

Hosted cashier and payment pages

A drop-in checkout for cards, wallets and alternative methods, with recurring billing and payment links. It carries your logo, colours and domain, and card data is captured inside our PCI scope.

The hosted cashier
1Application on your branded formRetail EU form
LF
Lumen Flowers Ltd
Retail · DE · €40k a month
Submitted
2Checks run through your providers
KYC · directorID and livenessPassed
KYB · companyRegistry and UBOsPassed
Risk scoreRules engine84 · Approved
3Provisioned automatically
2 MIDs · fee template · routing
Ready to take payments
Live

Automated merchant onboarding

Dynamic application forms, KYC and KYB through the providers you connect, weighted risk scoring and a rules engine that approves merchants and provisions their MIDs, fees and routing.

Merchant onboarding
1Routing reads every payment50+ data points
BIN countryCurrencyAmountMethodMerchant
2Declines cascade to the next MID
AAcquirer ADeclined
BAcquirer BcascadeApproved
3Across your whole portfolio
500+Integrations
700+Methods
50+Data points

Payment orchestration built in

Smart routing on 50+ data points and MID cascading across 500+ integrations and 700+ payment methods, so your gateway approves more and costs less from the first transaction.

Payment orchestration
1No-code risk rulesGlobal rule set
Velocity> 5 cards per device a dayBlock
BIN mismatchCard and IP country differ3DS challenge
High value> €2,000 new customerReview
2Alerts before merchants notice
!
Approval rate dropped on Acquirer A
DE Visa · last 15 minutes · traffic shifted to B
Alert

Risk, monitoring and compliance

No-code risk rules across transaction data points, alerts on processing, fraud, balances and payouts, and PCI DSS Level 1 certification audited every year.

Trust and security
1Statement merchants understandLumen GmbH · week 43
Gross processed€14,200.00
Interchange++ fees− €312.40
Rolling reserve 10%− €1,420.00
Net to merchant€12,467.60
2Matched to provider files, then paid
Reconciled · paid by SEPA Instant
3 acquirer files · 0 breaks
Wired

Settlement, reconciliation and payouts

Interchange-aware fees, rolling reserves, merchant statements and provider-file reconciliation, with payouts routed to the right rail.

Settlement management
1Merchants keep balances with youMulti-currency wallet
€EURIBAN LT12 •••• 447124,800.00
£GBPSort code •• 20416,402.10
2Switch on more products
IBANsOn
CardsOn
CryptoOff
PayoutsOn

Banking when you are ready

Add multi-currency wallets, virtual IBANs, card issuing and crypto wallets on the same ledger when your merchants ask for more than acceptance.

The wallet
How launch works

From contract to your first merchant

1

Scope and brand

We map your merchants, verticals, acquirers and payment methods, and put your domains, logo and colours on every interface and the hosted cashier.

2

Connect and configure

Your acquirers and providers are enabled from the existing integrations. Onboarding forms, risk rules, fee templates, routing and settlement schedules are configured.

3

Go live

Your first merchants process under your brand, typically within 3 days, with our team on hand for the first settlement runs.

Build, buy or white-label

Three ways to launch a payment gateway

Build in-houseResell a PSPWhite-label on Coriunder
Time to marketYearsWeeks3 days
Your brandYesUsually theirsYes, on your domain
Choice of acquirersYours to integrateThe PSP's500+ integrations, add your own
PCI DSS scopeYours to certifyThe PSP'sCard data stays in our Level 1 scope
Own pricing and merchantsYesLimitedYes

Frequently asked questions

  • What is a white-label payment gateway?

    A white-label payment gateway is payment gateway software you run under your own brand. The provider operates the technology, integrations and PCI scope, while you own the merchants, pricing and brand.

  • How long does launch take?

    Typically 3 days, depending on the acquirers and payment methods you connect and how your onboarding, risk and settlement are configured.

  • Do I need my own PCI DSS certification?

    Card data is captured and stored inside Coriunder's PCI DSS Level 1 scope, which keeps your own scope much smaller. Your exact obligations depend on your business and regulator.

  • Which acquirers and payment methods are supported?

    Coriunder offers 500+ integrations and 700+ payment methods across the EU, US, LATAM and APAC, and new providers can be added.

  • Can I add banking services later?

    Yes. Multi-currency wallets, virtual IBANs, card issuing, crypto wallets and payouts run on the same platform and can be switched on when you need them.

Still have a question?

Ready to launch your own payment gateway?

Talk to our team about your merchants, verticals and target markets, and we will scope your launch.

See pricing Talk to our team