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Coriunder

Run the payment brand, not someone else’s rails.

Coriunder is the white-label infrastructure that lets payment service providers and ISOs run a complete acquiring stack - multi-merchant hierarchies, MID cascading, fee templates and settlement automation - under their own brand.

CardaqCardaq
Banking CircleBanking Circle
The Bank of LondonThe Bank of London
CodegoCodego
CrassulaCrassula
Fintech LabFintech Lab

For PSPs & ISOs: build the gateway, instead of being one

Acquiring orchestration, merchant onboarding and settlement for payment service providers and ISOs - run under your own brand.

Level 1

PCI DSS certified

50+

Routing data points

Automatic

Decline cascading

Built for the way PSPs actually operate

Multiple acquirers, multiple merchants, multiple fee structures, multiple risk profiles. Coriunder gives PSPs and ISOs a single console to run all of it.

1Your merchant's shopper paysInside Coriunder scope
5454 •••• •••• 5454
→
tok_7Hc2·m81R
Captured, tokenised and stored in the vaultVaulted
2Scope depends on the integrationPer merchant
Your merchantsSAQ type
Acme LtdHosted payment pageSAQ-A
Lumen GmbHCashierSAQ-A
NorthwindServer-to-server APISAQ-D
3Audited every year
PCI DSS Level 1
Annual audit by a Qualified Security Assessor
Certified

PCI DSS Level 1

Coriunder is PCI DSS Level 1 certified and audited annually by a Qualified Security Assessor. Card data is captured, tokenised and stored inside our scope. Clients using the hosted payment page or cashier typically qualify for SAQ-A; server-to-server integrations require SAQ-D.

See the certifications
1Build a routing rule50+ data points
BIN country = DEVisaEURAmount > €500
Route to
Acquirer A → B → C
2Decline cascades automatically€1,249.00 · Visa
AAcquirer APrimary routeDeclined
BAcquirer BCascade step 1Approved
CAcquirer CCascade step 2Not needed
3More sales clear across your MIDs
Recovered by cascade
€84,310
this month · all merchants

Routing and cascading

Configure routing across your connected acquirers using 50+ data points. On decline, cascade automatically to the next configured acquirer until the transaction succeeds or the cascade exhausts.

See acquiring orchestration
1Fees calculated per merchantAcme Ltd · weekly
Gross processed€14,200.00
Interchange-aware fees− €312.40
Rolling reserve 10%− €1,420.00
Chargeback costs · wire fee− €70.00
Net to merchant€12,397.60
2The whole portfolio, in one runToday
48Merchants
3Draft
14Approved
31Wired
3Wired, no spreadsheet
€12,397.60 to Acme Ltd
Settlement #S-2026-1043 · statement emailed
Wired

Settlement automation

Generate per-merchant settlements with interchange-aware fees, rolling reserve, chargeback costs and wire fees calculated automatically. Your finance team stops chasing spreadsheets.

See settlement
1Set your brand once
YP
Your PSP
Logo, colours, domain, sender
portal.yourpsp.comSSL
2Applied to every surface

CashierYour domain

MerchantPortal

PartnerPortal

AdminConsole

EmailsTemplates
3Your merchant sees only youInbox
YP
Your weekly settlement statement
billing@yourpsp.com · to Lumen GmbH
PDF

White-label across the stack

Cashier, merchant portal, partner portal, admin console and emails - all branded for your business. The merchants you sign never see Coriunder.

See platform features
1Referrals tracked by typeOctober
12Merchant referrals
5MID referrals
3,480Traffic referrals
2Revshare calculated per reseller
Reseller commissionsThis month
Reseller NorthMerchant referrals€4,120Approved
ISO Partner BMID referral€2,860Approved
Agent CTraffic referrals€940Draft
3Paid on autopilot
Next payout run · 1 Nov
€7,920.00
Auto-pay on

Affiliation & revshare

Run an affiliate programme for your sub-resellers - track merchant referrals, MID referrals and traffic referrals; pay revshare on autopilot.

See affiliation
How it works

How PSPs use Coriunder day-to-day

1

Onboard

New merchant submits an application; rules engine scores, provisions MIDs, assigns fee templates and routes to the right acquirers - without human intervention for the standard cases.

2

Operate

Routing, risk and fee logic run continuously. The team monitors only exceptions: unusual decline patterns, merchants approaching reserve thresholds, chargebacks needing response.

3

Settle

Settlements run on the schedule you set, with full breakdowns per merchant. Wires go out to merchant accounts; reserve releases follow your hold-and-release policy.

Frequently asked questions

Still have a question?

Ready to run your PSP business on Coriunder?

Talk to our team - we'll scope your portfolio, target verticals and integration requirements.

Security and compliance documentation is available under NDA. Talk to our team to request access.