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Balance OS

Vouchers and gift cards, built on the same platform as your payments.

Launch a gift card or voucher programme on your existing wallet, with a wide range of acceptance solutions.

Schedule a demo Explore Wallet
Gift card · reloadableActive
€120.00
GC-7Q2X-48KD
Balance · same ledger as payments
Gift voucher · single-use
EUR 50.00
IssuedActiveRedeemedExpired
Issued 12 SepExpires 12 Mar
GIFT-8QK4-27DM
Code locked
Redemption receipt
Today · 14:22
CodeGIFT-8QK4-27DM
Voucher value€50.00
Holder balance before€12.40
Balance after€62.40
Posted to ledgerSingle-use

A voucher is a balance with a code on it

Vouchers are issued against the same prepaid accounts as the rest of your wallet, so their value sits in the same ledger as your payments and settlements.

1

Ledger shared with your payments

4

Lifecycle states per voucher

Bulk

Code issuance from templates

Live

Redemption tracking

Smart voucher controls

Issue, brand, distribute and reconcile vouchers and gift cards on the same platform that runs your payments, banking and settlements.

1Issue on the same wallet
Gift card · GC-7Q2X
€50.00
Issued
2Redeem next to payments
Voucher-€50.00
Card •••• 4242-€14.90

One stack for vouchers and payments

Issuance, balance and redemption live alongside your payments, so there is no separate voucher stack to build, run or reconcile.

1Live programme totalsToday
Issued
€48,200
Redeemed
€31,640
Outstanding€16,560
2Reported to finance
Liability reportSent

Track redemption in real time

Track issuance, redemption and outstanding balance in real time, with full reporting back to your finance team.

1Pick a programme type
Single-useCodes
ReloadableBalance
LoyaltyPoints
2Set the rules and launch
Co-brandedAcme
Cashback5%
Launch programme

Launch programmes from one screen

Set up voucher and gift card programmes from one configuration screen - single-use codes, reloadable balances, co-branded distribution, cashback and loyalty points.

Control every code, from issue to redemption

Bulk issuance with rules

Issue codes in bulk with pre-built templates, expirations and country restrictions.

Real-time status

See in real time when codes are issued, redeemed or expired.

Linked to customers and campaigns

Tie every voucher to a customer, transaction or campaign for clean reconciliation.

Single-use enforcement

Lock issued codes against fraud with single-use enforcement and tamper detection.

Discover all features
Gift voucher
EUR 50.00
GIFT-8QK4-27DM
Issued 12 Sep Expires 12 Mar
Issued Active Redeemed Expired
The lifecycle

Issued, held, spent, expired

A voucher is a balance with a code on it and a date attached. Because it is issued against the same prepaid accounts the rest of the platform uses, its value is real money in your ledger, held with your banking partner, from the moment it is created, not a promise tracked in a spreadsheet until somebody redeems it.

1 Issue Create a voucher against a prepaid account, with its own value, code and expiry date.
2 Distribute Hand it to a customer directly, or let an affiliate issue onward to the people underneath them.
3 Redeem Value moves into the holder's balance, and the movement lands in the ledger like any other.
4 Expire Unredeemed value lapses on its date and stops sitting on your books indefinitely.
Built on the wallet

Vouchers are one way to reach the balance

The same prepaid accounts carry cards, and the same wallet holds the IBANs and digital assets behind them. A promotion, a gift card and a funded account are the same machinery with different rules on top, which is why the value only has to be reconciled once.

Explore Wallet Card issuing

Vouchers are part of your platform plan

Gift cards and vouchers run on the same Professional or Unlimited platform plan as your wallet. See what each plan includes.

See pricing Schedule a demo
For your integration

The balance layer, as an API.

The web services portal documents the calls behind the wallet: read a total, request an amount, transfer between accounts and between currencies, request a payout, and pull balance rows. The same operations your own product will make, with the request and response for each one.

  • Balance service
  • Transfers
  • Currency conversion
  • Payout requests
  • Balance rows
  • IBAN accounts
  • Prepaid cards
  • Customers
Web services webservices.coriunder.cloud Open the web services portal

Frequently asked questions

  • What is a voucher on Coriunder?

    A voucher is a balance with a code and an expiry date. It is issued against the same prepaid accounts the rest of the platform uses, so it lives in the same ledger as your payments and settlements.

  • Where is the voucher value held?

    From the moment a voucher is created, its value is recorded in your ledger and held with the banking partner you connect, not tracked in a spreadsheet until somebody redeems it.

  • Who can distribute vouchers?

    You can hand a voucher to a customer directly, or let an affiliate issue vouchers onward to the people underneath them.

  • What happens when a voucher is redeemed?

    The value moves into the holder's balance, and the movement lands in the ledger like any other transaction.

  • What happens to vouchers that are never used?

    Each voucher carries its own expiry date. Unredeemed value lapses on that date instead of sitting on your books indefinitely.

  • How are vouchers priced?

    Gift cards and vouchers run on the same Professional or Unlimited platform plan as your wallet. See the pricing page for what each plan includes.

Still have a question?

Get started with Coriunder today

Vouchers reconciled into the same ledger as your payments and settlements.

Schedule a demo See pricing

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