/* Light neutral look (onlytraffic-style): grey/white surfaces, white UI cards with numbered steps */
:root{--ot-bg:#FBFBFB;--ot-bg2:#F6F6F6;--ot-line:#ECECEC;--ot-card-b:#EDEDED;--ot-ink:#0A2540;--ot-muted:#6B7785;--ot-green:#12715B;--ot-green-l:#E7F3EF;--ot-amber:#F27A2E;--ot-amber-l:#FEF1E8;--ot-red:#D64545;--ot-red-l:#FCECEC;
 --ot-shadow:0 1px 2px rgba(10,37,64,.04),0 8px 24px rgba(10,37,64,.06)}

/* surfaces: beige -> neutral grey (inline highlight spans keep their tint) */
html:not(.dark) div.bg-secondary,html:not(.dark) li.bg-secondary,html:not(.dark) section.bg-secondary{background-color:var(--ot-bg2)!important}
html:not(.dark) #hero_header>.position-cover.bg-secondary{background-color:var(--ot-bg)!important}
html:not(.dark) body{background-color:#fff}

/* section with vertical guide lines */
html:not(.dark) .ot-guides{background:var(--ot-bg);position:relative}
html:not(.dark) .ot-guides::before{content:"";position:absolute;inset:0;pointer-events:none;
 background-image:linear-gradient(var(--ot-line),var(--ot-line)),linear-gradient(var(--ot-line),var(--ot-line)),linear-gradient(var(--ot-line),var(--ot-line)),linear-gradient(var(--ot-line),var(--ot-line));
 background-size:1px 100%;background-repeat:no-repeat;background-position:calc(50% - 600px) 0,calc(50% + 600px) 0,-10px 0,-10px 0}
.ot-guides>*{position:relative}

/* ---------- per-paragraph composition ---------- */
.ot-vis{position:relative;display:flex;flex-direction:column;gap:12px;padding:8px 0 8px 0;font-family:inherit;color:var(--ot-ink)}
.ot-vis::before{content:"";position:absolute;left:11px;top:20px;bottom:40px;width:2px;background:linear-gradient(var(--ot-green),rgba(18,113,91,.15))}
.ot-step{position:relative;display:flex;align-items:center;gap:10px;font-size:13px;font-weight:600;line-height:1.2}
.ot-step .ot-n{flex:none;width:24px;height:24px;border-radius:50%;background:var(--ot-green);color:#fff;font-size:12px;font-weight:700;display:inline-flex;align-items:center;justify-content:center;box-shadow:0 0 0 4px var(--ot-bg)}
.ot-step em{margin-left:auto;font-style:normal;font-weight:500;font-size:11px;color:var(--ot-muted)}
.ot-card{margin-left:36px;background:#fff;border:1px solid var(--ot-card-b);border-radius:12px;box-shadow:var(--ot-shadow);padding:14px 16px;font-size:12px}
.ot-card.flush{padding:0;overflow:hidden}
.ot-row{display:flex;align-items:center;gap:10px}
.ot-row+.ot-row{margin-top:10px}
.ot-sp{margin-left:auto}
.ot-lbl{font-size:10.5px;color:var(--ot-muted);text-transform:uppercase;letter-spacing:.04em;font-weight:600}
.ot-mut{color:var(--ot-muted);font-size:11px}
.ot-big{font-size:20px;font-weight:700;letter-spacing:-.01em}
.ot-pill{display:inline-flex;align-items:center;gap:6px;padding:5px 10px;border-radius:999px;background:var(--ot-bg2);border:1px solid var(--ot-card-b);font-size:11.5px;font-weight:600;white-space:nowrap}
.ot-pill.on{background:var(--ot-green-l);border-color:rgba(18,113,91,.35);color:var(--ot-green)}
.ot-pill.amber{background:var(--ot-amber-l);border-color:rgba(242,122,46,.35);color:var(--ot-amber)}
.ot-pill.red{background:var(--ot-red-l);border-color:rgba(214,69,69,.3);color:var(--ot-red)}
.ot-url{display:flex;align-items:center;gap:8px;padding:9px 12px;border-radius:8px;background:var(--ot-bg);border:1px dashed #D9DDE1;font-family:ui-monospace,SFMono-Regular,Menlo,monospace;font-size:11.5px;color:var(--ot-green)}
.ot-btn{display:inline-flex;align-items:center;justify-content:center;gap:6px;padding:9px 14px;border-radius:8px;background:var(--ot-green);color:#fff;font-weight:700;font-size:12px}
.ot-btn.ghost{background:#fff;color:var(--ot-ink);border:1px solid var(--ot-card-b)}
.ot-field{white-space:nowrap;padding:9px 12px;border-radius:8px;background:var(--ot-bg);border:1px solid var(--ot-card-b);font-size:11.5px;color:#4b5866;font-family:ui-monospace,SFMono-Regular,Menlo,monospace}
.ot-grid{display:grid;gap:8px}
.ot-g2{grid-template-columns:1fr 1fr}.ot-g3{grid-template-columns:repeat(3,1fr)}.ot-g4{grid-template-columns:repeat(4,1fr)}.ot-g5{grid-template-columns:repeat(5,1fr)}
.ot-tile{border:1px solid var(--ot-card-b);border-radius:10px;padding:10px 6px;text-align:center;background:#fff;font-weight:700;font-size:13px}
.ot-tile small{display:block;font-size:10px;font-weight:500;color:var(--ot-muted);margin-top:2px}
.ot-tile.on{border-color:var(--ot-green);box-shadow:0 0 0 3px var(--ot-green-l);color:var(--ot-green)}
.ot-glyph{width:34px;height:22px;margin:0 auto 6px;border-radius:5px;display:flex;align-items:center;justify-content:center;font-size:9px;font-weight:800;color:#fff;letter-spacing:.02em}
.ot-sw{width:22px;height:22px;border-radius:6px;display:inline-block;box-shadow:inset 0 0 0 1px rgba(0,0,0,.06)}
.ot-sw.on{box-shadow:0 0 0 2px #fff,0 0 0 4px var(--ot-ink)}
.ot-ava{width:28px;height:28px;border-radius:8px;display:inline-flex;align-items:center;justify-content:center;font-weight:800;font-size:11px;color:#fff;flex:none}
.ot-list>div{display:flex;align-items:center;gap:10px;padding:10px 16px;border-top:1px solid #F1F1F1}
.ot-list>div:first-child{border-top:0}
.ot-list b{font-weight:700;font-size:12px}
.ot-head{display:flex;align-items:center;gap:8px;padding:10px 16px;border-bottom:1px solid #F1F1F1;font-weight:700;font-size:12px}
.ot-bars{display:flex;align-items:flex-end;gap:6px;height:64px}
.ot-bars i{flex:1;border-radius:4px 4px 0 0;background:#D9EDE6}
.ot-bars i.on{background:var(--ot-green)}
.ot-meter{height:8px;border-radius:99px;background:var(--ot-bg2);overflow:hidden;display:flex}
.ot-meter i{display:block;height:100%}
.ot-check{width:16px;height:16px;border-radius:5px;border:1.5px solid #CBD2D9;display:inline-flex;flex:none}
.ot-check.on{background:var(--ot-green);border-color:var(--ot-green);box-shadow:inset 0 0 0 3px #fff}
.ot-arrow{color:var(--ot-muted);font-size:14px}
.ot-ring{width:64px;height:64px;border-radius:50%;flex:none;display:flex;align-items:center;justify-content:center;font-weight:800;font-size:15px}

/* feature rows: images sit on the grey section, no tinted box */
.ot-guides .feature-visual{width:100%!important;max-width:520px!important;margin:0 auto;aspect-ratio:auto!important;background:none!important;padding:0!important;overflow:visible!important;border-radius:0!important}
.ot-guides .feature-visual::before,.ot-guides .feature-visual::after{display:none!important}
.ot-guides .feature-item .cstack.bg-primary{display:none!important}
.ot-eyebrow{display:inline-flex;align-items:center;gap:8px;font-weight:600;font-size:14px;color:var(--ot-amber)}
.ot-eyebrow::before{content:"";width:3px;height:18px;border-radius:2px;background:var(--ot-amber)}

/* ---------- hero composition ---------- */
.ot-hero{position:relative;padding:24px 0 40px;text-align:center}
.ot-hero h1{max-width:640px;margin-left:auto;margin-right:auto;font-size:clamp(34px,3.8vw,52px)!important;line-height:1.08!important;letter-spacing:-.02em}
.ot-hero .ot-lead{max-width:560px;margin:0 auto}
.ot-stage{position:relative;height:260px;margin-top:24px}
.ot-rail{position:absolute;left:-40px;right:-40px;top:118px;height:10px;border-radius:99px;background:linear-gradient(90deg,rgba(18,113,91,.05),var(--ot-green) 22%,var(--ot-green) 46%,transparent 46%,transparent 54%,var(--ot-amber) 54%,var(--ot-amber) 78%,rgba(242,122,46,.05))}
.ot-node{position:absolute;top:104px;width:38px;height:38px;border-radius:50%;background:var(--ot-green);color:#fff;display:flex;align-items:center;justify-content:center;font-size:18px;box-shadow:0 0 0 5px var(--ot-bg)}
.ot-node.amber{background:var(--ot-amber)}
.ot-cta{position:absolute;left:0;right:0;margin:0 auto;width:max-content;top:96px;text-decoration:none!important;padding:14px 30px;border-radius:999px;background:var(--ot-green);color:#fff!important;font-weight:700;font-size:15px;box-shadow:0 0 0 6px var(--ot-bg),0 10px 24px rgba(18,113,91,.3);white-space:nowrap;display:inline-flex;align-items:center;gap:8px}
.ot-float{position:absolute;text-align:left;margin:0;font-size:12px}
.ot-float .ot-card{margin:0}
.ot-tag{position:absolute;display:inline-flex;align-items:center;gap:6px;padding:6px 12px;border-radius:999px;background:#fff;border:1px solid var(--ot-card-b);font-size:11.5px;font-weight:600;box-shadow:var(--ot-shadow);white-space:nowrap}
.ot-stats{display:flex;justify-content:center;gap:72px;margin-top:28px}
.ot-stats b{display:block;font-size:24px;font-weight:700;color:var(--ot-ink)}
.ot-stats span{font-size:13px;color:var(--ot-muted)}
@media (max-width:1199px){.ot-float.hide-md,.ot-tag.hide-md{display:none}}
@media (max-width:991px){.ot-cta{margin:0}.ot-stage{height:auto;display:flex;flex-direction:column;align-items:center;gap:14px}
 .ot-rail,.ot-node,.ot-tag{display:none}.ot-float{position:static!important;width:100%!important;max-width:360px}.ot-float.hide-sm{display:none}
 .ot-cta{position:static;transform:none;order:-1}.ot-stats{gap:28px}}

#hero_header .section-outer.pt-8{padding-top:24px!important}
.ot-ok{width:40px;height:40px;border-radius:50%;background:var(--ot-green-l);color:var(--ot-green);display:inline-flex;align-items:center;justify-content:center;font-size:18px;flex:none}
@media (max-width:575px){.ot-card .ot-row{flex-wrap:wrap}.ot-card{margin-left:30px;padding:12px}.ot-g5{grid-template-columns:repeat(3,1fr)}}
.ot-second-wrap{margin-top:8px}
.ot-second{display:inline-flex;align-items:center;gap:6px;font-weight:700;font-size:14px;color:var(--ot-green)!important;text-decoration:none!important}
@media (max-width:991px){.ot-second-wrap{margin-top:16px}}
.ot-url .ot-pill,.ot-url .ot-btn{font-family:var(--font-family-primary,"Poppins",sans-serif)}
@media (max-width:991px){.ot-float.show-sm{margin-top:8px}}
@media (max-width:767px){.ot-vis{max-width:calc(100vw - 32px)}}
/* ---------- custom heroes (one per page) ---------- */
.ot-cta-btn{display:inline-flex;align-items:center;gap:8px;padding:13px 26px;border-radius:999px;background:var(--ot-green);color:#fff!important;font-weight:700;font-size:15px;text-decoration:none!important;box-shadow:0 10px 24px rgba(18,113,91,.25)}
.oh{padding:40px 0 80px}
.oh-split{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.08fr);gap:56px;align-items:center}
.oh-split .ot-lead{margin:0}
.oh-split h1{font-size:clamp(34px,3.6vw,50px)!important;line-height:1.08!important;letter-spacing:-.02em}
.oh-actions{display:flex;align-items:center;gap:22px;flex-wrap:wrap;margin-top:8px}
.oh-text{display:flex;flex-direction:column;gap:16px;align-items:flex-start}
.oh-center{text-align:center;display:flex;flex-direction:column;align-items:center;gap:14px}
.oh-center h1{max-width:760px;font-size:clamp(34px,3.8vw,52px)!important;line-height:1.08!important;letter-spacing:-.02em}
.oh-center .ot-lead{max-width:640px}
/* settlement waterfall */
.oh-wf{position:relative;padding:20px 0 30px 28px}
.oh-wf .ot-card{margin:0}
.wf-row{display:grid;grid-template-columns:118px 1fr 92px;align-items:center;gap:12px;padding:6px 0;font-size:12px}
.wf-row .wf-l{color:#4b5866}
.wf-row .wf-v{text-align:right;font-weight:700;font-variant-numeric:tabular-nums}
.wf-track{position:relative;height:14px}
.wf-track i{position:absolute;top:0;height:14px;border-radius:3px;background:#E4A9A0}
.wf-track i.cap{background:#BFE0D5}.wf-track i.res{background:var(--ot-amber)}.wf-track i.net{background:var(--ot-green)}
.wf-row.total{border-top:1px dashed #E1E4E8;margin-top:4px;padding-top:10px}
.oh-wf .oh-chip{position:absolute;z-index:2}
.oh-trace{left:-34px;bottom:-58px;width:250px}
.oh-wired{right:-26px;top:-42px;width:200px}
.oh-trace .ot-card,.oh-wired .ot-card{box-shadow:0 2px 4px rgba(10,37,64,.05),0 16px 40px rgba(10,37,64,.12)}
/* payouts corridor fan */
.oh-fan{position:relative;width:100%;max-width:1120px;height:400px;margin-top:28px}
.oh-fan svg.fan{position:absolute;inset:0;width:100%;height:100%;overflow:visible}
.oh-fan .fan-src{position:absolute;left:0;top:118px;width:250px;text-align:left}
.oh-fan .fan-hub{position:absolute;left:330px;top:128px;width:220px;text-align:left}
.oh-fan .fan-dst{position:absolute;right:0;width:330px;text-align:left}
.oh-fan .ot-card{margin:0}
.fan-dst .ot-card{padding:10px 14px}
.fan-dst.win .ot-card{border-color:rgba(18,113,91,.45);box-shadow:0 0 0 4px var(--ot-green-l),var(--ot-shadow)}
.oh-fan .fan-note{position:absolute;left:330px;top:300px;width:220px;text-align:left}
@media (max-width:991px){.oh-split{grid-template-columns:1fr;gap:28px}.oh-wf{padding-left:0}.oh-trace,.oh-wired{display:none}
 .oh-fan{height:auto;display:flex;flex-direction:column;gap:12px}.oh-fan svg.fan{display:none}.oh-fan>div{position:static!important;width:100%!important;max-width:420px;margin:0 auto}.oh-fan .fan-dst:not(.win){display:none}}
@media (max-width:767px){#features .ot-vis{width:auto!important;max-width:100%!important;margin-left:0!important;margin-right:0!important}#features .ot-card{min-width:0}#features .feature-visual{max-width:100%!important;min-width:0}}
#feature_rows,#how_it_works,#blog_posts{overflow-x:clip}
@media (max-width:575px){.uc-navbar-right{display:flex;align-items:center;gap:10px;flex-wrap:nowrap}.uc-navbar-right>.btn{padding:7px 12px!important;font-size:13px!important;white-space:nowrap}.uc-navbar-right>.btn .icon{display:none}}
/* ---------- mega-menu product previews ---------- */
.mm-tile{display:flex;flex-direction:column;gap:8px;padding:6px;border-radius:14px;text-decoration:none!important;transition:background .15s, translate .2s}
.mm-tile:hover{background:rgba(10,37,64,.04);translate:0 -2px}
.mm-prev{position:relative;height:118px;border-radius:10px;overflow:hidden;border:1px solid #E9ECEF;box-shadow:0 1px 2px rgba(10,37,64,.05),0 6px 16px rgba(10,37,64,.06);padding:10px;font-family:inherit;font-size:9px;line-height:1.25;color:#0A2540;transition:box-shadow .2s,border-color .2s}
.mm-tile:hover .mm-prev{box-shadow:0 2px 4px rgba(10,37,64,.06),0 14px 30px rgba(10,37,64,.14);border-color:var(--mm-c)}
.mm-prev::after{content:"";position:absolute;left:0;right:0;top:0;height:3px;background:var(--mm-c)}
.mm-lbl{display:flex;flex-direction:column;gap:2px;padding:0 4px 4px;text-align:left}
.mm-lbl b{font-size:13px;font-weight:600;color:#0A2540;display:flex;align-items:center;gap:6px}
.mm-lbl b::before{content:"";width:8px;height:8px;border-radius:50%;background:var(--mm-c);box-shadow:0 0 0 3px color-mix(in srgb,var(--mm-c) 22%,transparent)}
.mm-lbl span{font-size:11px;color:#6B7785;line-height:1.35}
.mm-light{background:linear-gradient(180deg,#fff,#F6F8F7)}
.mm-dark{background:radial-gradient(120% 90% at 20% 0%,#16384a 0%,#0B1A26 55%,#081219 100%);border-color:#0f2533;color:#E6F1EE}
.mm-navy{background:#0A2540;color:#E6EEF5;border-radius:7px;padding:7px}
.mm-row{display:flex;align-items:center;gap:5px}
.mm-row+.mm-row{margin-top:4px}
.mm-sp{margin-left:auto}
.mm-pill{display:inline-block;padding:1px 5px;border-radius:99px;font-size:7.5px;font-weight:700;line-height:1.5}
.mm-ok{background:rgba(52,211,153,.18);color:#34D399}.mm-ok-l{background:#E7F3EF;color:#12715B}
.mm-bad{background:rgba(242,122,46,.18);color:#F7A26B}.mm-bad-l{background:#FEF1E8;color:#C85A16}
.mm-mut{opacity:.6}
.mm-big{font-size:15px;font-weight:700;letter-spacing:-.01em}
.mm-bar{height:4px;border-radius:9px;background:rgba(255,255,255,.12);overflow:hidden}.mm-bar i{display:block;height:100%;background:#34D399}
.mm-card{background:#fff;border:1px solid #EDEDED;border-radius:6px;padding:5px 6px;box-shadow:0 2px 6px rgba(10,37,64,.06)}
.mm-dark .mm-card{background:rgba(255,255,255,.06);border-color:rgba(255,255,255,.1);box-shadow:none}
.mm-ava{width:13px;height:13px;border-radius:4px;display:inline-flex;align-items:center;justify-content:center;font-size:6px;font-weight:800;color:#fff;flex:none}
.mm-phone{position:absolute;right:12px;top:10px;width:58px;height:112px;border-radius:12px;background:#0A2540;padding:5px}
.mm-phone>div{background:#fff;border-radius:8px;height:100%;padding:5px 4px;display:flex;flex-direction:column;gap:3px}
.mm-btn{background:#12715B;color:#fff;border-radius:4px;text-align:center;font-weight:700;font-size:7px;padding:3px 0}
.mm-svg{position:absolute;inset:0;width:100%;height:100%}
@media (prefers-reduced-motion:no-preference){.mm-tile:hover .mm-flow{stroke-dashoffset:-40;transition:stroke-dashoffset 1.2s linear}}
@media (max-width:575px){.mk-cmp{grid-template-columns:1fr!important}.mk-cmp>div+div{border-left:0!important;padding-left:0!important;border-top:1px dashed #E1E4E8;padding-top:10px}}
/* counters panel (facts strip) spacing */
.panel.p-6.xl\:p-8.rounded-1-5.lg\:rounded-2.bg-secondary{margin-bottom:60px}
/* provider logos: never a shadow, on any page or theme */
.provider-logo,.dark .provider-logo{box-shadow:none!important}

/* mobile: relax tight heading letter-spacing */
@media (max-width:991px){h1,h2,h3,h4,h5,h6,.h1,.h2,.h3,.h4,.h5,.h6,[class*="-ls-"]{letter-spacing:-0.015em!important}}

/* space between the closing CTA section and the footer */
#cta > .section-outer{padding-bottom:96px}
@media (max-width:767px){#cta > .section-outer{padding-bottom:64px}}